Academic Profile
Bachelor's degree in Finance from PUCP with a concentration in Advanced Financial Intermediation, recognized for excellence in specialized courses in financial econometrics, actuarial models, and machine learning programming. I have applied advanced proficiency in English, analytical skills, and programming abilities in Matlab, R, and Python to develop three academic projects. My professional and academic interests revolve around capital markets, corporate finance, and financial econometrics in macroeconomics. I currently pursuing my studies with two scholarships at the RIEF Summer School 2024 and in the area of Macroeconomics, Finance, and Risks department at QLab PUCP.
Finance Bachelor & Data Scientist.
I am #OpenToWork via my Linkedin page. Please, contact me through my e-mail or phone number for professional oportunities and academic projects in quantitative finance, capital markets and Machine Learning models.
- Website: https://ramirezch.github.io/
- City: Lima, Perú
- Degree: Finance Bachelor
- Email: ramirez.danielm@pucp.edu.pe
Informatic Skills
I showcase proficiency across a diverse range of technological skills with a robust background in computer science. I command expertise in 5 programming languages, enabling me to tackle intricate challenges and devise efficient solutions within financial and macroeconomis environments. My mastery extends to key platforms such as Matlab, R, Stata, Python, and SQL, underscoring my ability to analyze data, model financial scenarios, and automate processes. I also use effectively Bloomberg, Capital IQ and Yahoo for economic and financial information. My works are produced in LaTeX and powered by ChatGPT 3.5 and Canva.
Libraries: Pandas, NumPy, Scipy, Matplotlip, Seaborn, Scikit-learn, TensorFlow, PyTorch, Folium
Libraries: Tidyverse (dplyr, ggplot2), Tseries, Quandl, quantmod
Toolboxes: Financial , Statistics and Machine Learning, Datafeed
Libraries: tsset, regress, esttab, ivreg2, pandas2stata
Libraries: SQLalchemy, pandassql, pyodbc
Skills: Excel Addd-In, Bloomberg Market Concept (Certified in process)
Skills: Screening Tools, Chart Builder, Excel Plug-in
Resume
Education
Scolarship in Summer School 2024
November 2023 - March 2024
Research Institute in Economics and Finance, Lima, Perú
Bootcamp: Dynamic Programming, Stata, R, Python, Matlab.
Courses (8): Topics in Development Economics, Financial Engineering in R, Foundations of Asset Pricing, Active Portfolio Management, Closed and Open Economy DSGE Models, Banking and Financial Institutions, Empirical Macro-Finance, Heterogeneous Agents in Asset Pricing.
Scolarship in area of Macroeconomics, Finance and Risk
January - March 2024
Laboratory of Artificial Intelligence and Computational Methods in Social Sciences, Lima, Perú
Courses (4): Python for Macroeconomics and Finance, Machine Learning for Macroeconomics, Deep Learning for Finance, Asset Pricing: Theory, Estimation y Applications in Machine Learning.
Bachelor of Finance & Advanced Financial Intermediation
2018 - 2023
Pontifical Catholic University of Peru, Lima, Perú
GPA 4.0 in academic performance
Courses (Top Performer): Credit Risk Modeling, Project Evaluation, Financial Instruments, Financial Derivatives, Topics in Econometrics, Financial Econometrics, Programming in Finance.
Professional Experience
Internship in Transfer Pricing
March - September 2023
TP Consulting, Lima, Peru
- Contributed to the preparation of Annex II, Local Report, and Annex IV for 25 commercial, industrial, maritime, service, construction, mining, and energy companies.
- Assisted in the development of 10 Master Reports, Benefit Tests, and DEMPE reports for economic groups in commerce, industry, services, and mining, assessing market risks, liquidity risk, and solvency.
- Analyzed commercial transactions, services, and royalties using the Comparable Uncontrolled Price (CUP) method and the Net Profit Margin Transactional (TNMM) method with Annual Reports from S&P Capital IQ and financial ratios.
- Calculated the Weighted Average Cost of Capital (WACC) for a national company.
- Conducted the construction of interest rates for corporate loans using S&P Capital IQ.
Apprenticeship Program - Equity Reseach Area
November 2023 - February 2022
Atix Capital, Lima, Peru
- Gathered information on capital market trends and current economic affairs for 04 publications.
- Collaborated in the team-based valuation of Casagrande S.A.A., completing the valuation using the Free Cash Flow to the Firm (FCFF) method and developing the Weighted Average Cost of Capital (WACC).
Leadership Experience
General Secretary
September - December 2023
Finance Students Assembly - PUCP, Lima, Peru
- Chaired the establishment of the Finance Assembly and was elected General Secretary by an overwhelming majority.
- Initiated discussions with 4 professors specializing in Actuarial, Investments, and Corporate Banking for a panel on the job market in Finance, benefiting 80 peers.
- Led the Finance team consisting of 50 students in 04 sports activities and 03 recreational events.
Co-Director of Investment Banking
June - December 2022
Finance and Investment Club - PUCP, Lima, Peru
- Orchestrated a team of 05 students for the valuation of Walmart using the FFCF method and developed the WACC.
- Promoted the organization of 02 in-person events on the job market in finance.
Sports Secretary
January - December 2022
Social Sciences Student Federation Board - PUCP, Lima, Peru
- Planned 02 futsal championships with 12 teams each and other tournaments with prizes.
- Led 07 in-person recreation and culture activities involving students and faculty.
- Co-organized the "I Course on Corporate and Financial Law Update and Induction" with over 150 enrolled students, personally contacting the Principal Coordinator and 5 student associations from PUCP's Social Sciences and Law departments. This course is endorsed by the Legal Training Institute.
- Contributed to the creation of 10 publications covering recreational, social, and academic events.
General Director
January - March 2022
Finance Reading Circle, Lima, Peru
- Initiated the Reading Circle with 60 PUCP students interested in taking the CFA I exam.
- Conducted 04 virtual study sessions with 25 students focusing on CFA I readings.
- Interviewed 03 PUCP alumni about their professional and academic experiences related to CFA I and CFA II.
Research Member
January - March 2022
Finance Students Association, Lima, Peru
- Conducted group research on national and international economic developments, creating graphics using Bloomberg for 05 social media publications.
- Collaborated in a group to produce a special report on the financial situation of an international company.
Portfolio
With a strong academic background in Finance and expertise in data science, I have successfully led diverse research projects and orchestrated impactful events, showcasing my analytical and leadership skills. My proficiency in programming languages (R, Python, Stata, and Matlab) and hands-on experience in credit risk modeling positions me as a dynamic candidate for the role of Credit Risk Analyst, ready to contribute effectively to quantitative analysis and decision-making in a banking environment.
- All
- Leadership
- Programming
Testimonials
I am humbled to be a student of great teachers and a professional with great collleagues.
Daniel possesses a strong affinity for QLab courses in Machine Learning due to his advanced proficiency in English and programming languages extensively used in finance, coupled with an unwavering proactiveness evident in his roles as a student leader.
Luis Bendezú
Banco de Crédito del Perú – ex-Manager Strategic Credit Risk Model Monitoring
I believe that Daniel is well-equipped to thrive in any environment involving Machine Learning modeling in Python, particularly in the areas of credit risk and IFRS9, which we have extensively covered in the course. Additionally, his demonstrated potential positions him as a highly capable professional for roles in the field of data science.
Luis Gavidia
ING Hubs Poland - Senior IFRS9/AIRB model developer for Corporate Portfolio
He is highly capable with strong problem-solving skills. Extremely proactive and self-motivated. Possesses a keen analytical mindset and a dedicated commitment to ongoing learning in a banking environment.
Keyth Hurtado
La Positiva - Jr. Actuarial Analyst
Economica Student Journal - ex-General Director
Contact
Please, contact me through my e-mail for opportunities in academic research and available positions in internships or junior analyst.
Location:
Lima, Peru
Email:
ramirez.danielm@pucp.edu.pem